Life Insurance Products Ciputra Life – Life insurance is a type of insurance that provides financial coverage benefits for the risk of someone’s death.
The main purpose of life insurance is to provide protection against the risk of death and is useful as a retirement savings for old age. This time, we will discuss Ciputra Life’s life insurance product.
Ciputra Life Insurance at a Glance
With a vision to build a better future, Ciputra Life exists as an insurance company which is a subsidiary of PT Tunas Andalan Pratama and PT Ciputra Internasional. Ciputra Life Insurance has been serving the community since 2017.
And pocket the contents of OJK in its operations. Ciputra Life develops innovative insurance products ranging from life insurance, health insurance, education insurance, and so on.
Ciputra Life Life Insurance Products
Ciputra Life- Saver
Ciputra Life Saver is the only insurance product in Indonesia that provides lifetime protection benefits.
The premiums are affordable starting from Rp. 10 thousand per day and the premiums are not forfeited. So it can be withdrawn at any time. In addition, Ciputra Life Saver offers a life insurance policy without a medical examination first.
Small Life Micro Insurance
In the Receh product, Ciputra Life provides a special offer, which is to pay 1x premium. Through the Micro Life Insurance product, Ciputra Life provides life insurance protection only by paying 1x premium.
The premium amount is also affordable with the Guaranteed Acceptance system (meaning no health checks). So, anyone can buy this insurance policy.
Soul Protection Image
Citra Proteksi Jiwa is a Ciputra Life life insurance product that provides a 100% benefit of sum assured if the insured dies and a 200% benefit for coverage if the insured dies due to an accident.
The advantage of this life insurance is that there is no underwriting process for the sum insured up to 500 million.
Ciputra Optima Plus soul protection
The Ciputra Proteksi Jiwa Optima Plus insurance product is an insurance product that provides benefits for the sum insured with an insurance period of 1-24 months.
There is no waiting period for the coverage period of less than 6 months. The benefits that can be felt are in the form of a sum assured of 100% if the insured dies during the insurance period with the terms and conditions stated on the insurance policy.
Optima Soul Protection Image
Citra Proteksi Jiwa Optima is a life insurance product that provides guarantees in the form of sum assured to the designated beneficiary.
The benefits of this life insurance are in the form of a 100% sum assured claim if the insured dies due to an accident or illness. The coverage period is flexible for 1 to 10 years.
Citra Protection is a Ciputra Life insurance product with benefits for the insured’s heirs. The amount of the sum insured is 100% if the insured has an accident and dies immediately or 30 days after the day of the accident.
For premium payments, the insured only needs to pay 1x with a flexible coverage period. This product also implements a Guaranteed Acceptance system.
The Ciputra Life insurance product that provides insurance benefits that arise because the insured dies or experiences total permanent disability due to an accident or illness is Xtra protection.
This product provides a 100% sum assured benefit if the insured dies due to illness or accident or experiences total permanent disability due to an accident or illness.
That’s it about Ciputra Life Life Insurance Products and some other important explanations. I hope it’s useful, and I hope it helps. Congratulations on choosing the product to be used.